We would ensure timely disbursement of loans sanctioned in accordance to the terms and conditions governing such sanction. A copy of the loan agreement along with a copy each of all enclosures quoted in the loan agreement will be furnished to the borrower at the time of sanction / disbursement of loans. The Company shall issue an acknowledgement impressum means in facebook receipt for all loan applications and the time frame within which loan applications will be disposed of will be indicated in the acknowledgement. We would verify the loan applications within a reasonable period of time. If additional details / documents are required, it would be intimated to the borrowers immediately.
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Like some of the other countries in the World, the virus’ impact has led the Indian Government to announce a lockdown across the country, to restrict it from spreading further. As a result, the country’s economy is impacted leading to delay in cash flows for the business & self-employed and salary credits for the salaried segments. In order to enhance value and relevance to the borrowers this code would be under review from time to time. We would therefore, greatly value any suggestions for improvement. The Fair Practice Code as revised from time to time shall be made available on the website of the Company. We would carry out post-disbursement supervision in accordance with normal banking practice, the terms of sanction, and the guidelines issued by the Reserve Bank of India from time to time. We would frame appropriate internal principles & procedures to determine the interest rates, processing fees and other charges.
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